dc.contributor.author |
Ombati, Joash Ondieki |
|
dc.contributor.author |
Dr. Kamau, Riro |
|
dc.contributor.author |
Dr. Thuranira, Consolata |
|
dc.date.accessioned |
2023-12-11T09:05:28Z |
|
dc.date.available |
2023-12-11T09:05:28Z |
|
dc.date.issued |
2023 |
|
dc.identifier.citation |
Ombati J.O., Kamau R., and Thuranira C. (2023) Financial Risks and Financial Performance of DepositTaking Saccos in Mt. Kenya Region, Kenya, International Journal of Small Business and Entrepreneurship Research, Vol.11, No.3, pp.,47-70 |
en_US |
dc.identifier.issn |
2053-5821 |
|
dc.identifier.uri |
http://repository.dkut.ac.ke:8080/xmlui/handle/123456789/8323 |
|
dc.description.abstract |
This study investigated the relationship between financial risks and the financial
performance of deposit-taking SACCOs in the Mt. Kenya region. Specifically, the research soughtto determine the effect of liquidity risk, credit risk, and operational risk on the financial performance of DT-SACCOs in the Mt. Kenya region. The research was embedded on the liquidity preference theory, asymmetric information theory, and dynamic capabilities theory. The descriptive research approach and target population of 56 DT-SACCOs with head offices in the region were espoused. Primary data was collected using structured questionnaires administered to heads of risk management and secondary data from financial statements were considered. The findings revealed that liquidity risk has a negative and insignificant effect (β=-0.093, p=0.317), credit risk has a positive and significant effect (β=0.159, p=0.023), and operational risk has a negative and insignificant effect on the financial performance (β=-0.140, p=0.463) of DTSACCOs in the Mt. Kenya region. DT-SACCOs should strive to maintain optimal liquidity and tighten their credit risk and operational risk management practices. |
en_US |
dc.language.iso |
en |
en_US |
dc.publisher |
European Centre for Research Training and Development-UK |
en_US |
dc.relation.ispartofseries |
2053-583X;Vol.11, No.3 |
|
dc.subject |
Business Management |
en_US |
dc.subject |
Economics |
en_US |
dc.subject |
financial risks |
en_US |
dc.subject |
liquidity risk |
en_US |
dc.subject |
credit risk |
en_US |
dc.subject |
operational risk |
en_US |
dc.subject |
financial performance |
en_US |
dc.title |
Financial Risks and Financial Performance of Deposit-Taking Saccos in Mt. Kenya Region, Kenya |
en_US |
dc.type |
Article |
en_US |