Abstract:
The insurance sector in Kenya has invested in fraud response such as forensic investigation, hopefully, to achieve fraud
case clearance. Unfortunately, a modest amount of parenthesis literature addresses the extent of fraud case clearance.
Further, the available studies conducted have not examined the clearance rate of life insurance fraud cases. This study,
therefore, advanced the knowledge of life insurance fraud by examining the insurance fraud cases clearance among Life
Insurance Companies in Kenya. A descriptive survey design that utilizes quantitative research was adopted in this
study. Data were collected using questionnaires from 21 life insurance companies with their head office in Nairobi.
Data were analyzed using the latest Statistical Package for the Social Sciences (SPSS) version V28. Descriptive
statistics namely frequencies and percentages were conducted to understand the rate of fraud case clearance. The
findings were presented in figures and tables from which conclusions were drawn. The findings revealed a clearance
rate of 75.68%. The current study findings suggest a high fraud case clearance rate among life insurance companies in
Kenya. The insurers are required to document cases of fraud as they happen to be effective and efficient in establishing
the rate of case clearance internally. The Insurance Regulatory Authority also needs a mechanism to collect data on
case clearance in order to establish the rates on a yearly basis so as to objectively measure case clearance among life
insurers
